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WYHY

Cheyenne, WY · Federal Credit Union · Chartered in WY

Well Capitalized

Who can join

Community / multiple bond

Charter #9094Est. 1953RSSD: 309682

Members

22,839

Net Worth Ratio

13.46%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$409.6M

Peer Group 5

Members

22,839

as of latest quarter

Net Worth Ratio

13.46%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 20050, Cheyenne, WY 82003

Chartered

1953

Branch Locations

5 locations

Membership Eligibility

Community / multiple bond

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$409.6M

Total Shares

$353.9M

Total Loans

$293.1M

Net Income

$578K

Net Worth Ratio

13.46%

≥7% = Well Capitalized

Members

22,839

Return on Assets

0.14%

annualized · >0.5% healthy

Delinquency Rate (60d+)

3.43%

$10.0M

Loan-to-share ratio: 82.8%· healthy range 60–80%

Branch Locations

NCUA

Cheyenne Office

1715 Stillwater Ave, Cheyenne, WY, 82009-7359

M-T 8-5, F 8-5:30, S 8-12

MainDrive-thru

Casper Office

1521 Centennial Ct, Casper, WY, 82609-7304

M-T 8-5, F 8-5:30, S 8-12

Drive-thru

Commerce Office

110 Commerce Dr, Green River, WY, 82935

M-t 8-5, F 8-5:30, S 8-12

ATMDrive-thru

Lyman Office

18 Rees Rd, Lyman, WY, 82937

M-T 8-5, F 8-5:30, S 8-12

Drive-thru

Rock Springs Office

2611 Foothill Blvd, Rock Springs, WY, 82901

M-F 8-5:30

Drive-thru

Mortgage Lending (HMDA)

CFPB HMDA
YearApplicationsOriginatedDenialsOrig. RateDenial Rate
202395601463.2%14.7%
20221791101361.5%7.3%
20212721821466.9%5.2%

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.