Beavercreek, OH · State Credit Union · Chartered in OH
Who can join
State government employees (special charter)
Members
525,908
Net Worth Ratio
10.89%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$9.61B
Total Shares
$8.17B
Total Loans
$6.73B
Net Income
$19.6M
Net Worth Ratio
10.89%
≥7% = Well Capitalized
Members
525,908
Return on Assets
0.20%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.89%
$59.6M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 7,962 | 4,594 | 2,358 | 57.7% | 29.6% |
| 2022 | 10,325 | 6,431 | 2,374 | 62.3% | 23.0% |
| 2021 | 10,796 | 7,544 | 1,720 | 69.9% | 15.9% |
No CFPB complaint data available for this credit union.
Corporate
3560 Pentagon Blvd, Beavercreek, OH, 45431
M-F 8:00AM - 5:00PM
Cross Pointe
277 E Alex Bell Rd, Centerville, OH, 45459-2706
Mon. - Fri. 9:00AM - 6:00PM (Drive-thru same hours) / Sat. 9:00AM - 1:00PM (Drive-thru open to 2:00PM)
Mad River Station
8850 Kingsridge Dr, Dayton, OH, 45458-1616
Mon. - Fri. 9:00AM - 6:00PM / Sat. 9:00AM - 1:00PM (drive thru open until 2:00PM)
Downtown Dayton
1 S Main St Ste H, Dayton, OH, 45402-2034
Mon. - Fri. 8:00AM - 4:30PM
Northwest
3239 W Siebenthaler Ave, Dayton, OH, 45406-1825
Mon. - Fri. 9:00AM - 6:00PM (Drive-thru same hours) / Sat. 9:00AM - 1:00PM (Drive-thru open to 2:00PM)
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<a href="https://bankscorer.com/credit-union/wright-patt-credit-union-inc" target="_blank" rel="noopener">View WRIGHT-PATT CREDIT UNION, INC. on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 82.4%· healthy range 60–80%
Twin Towers
521 Xenia Ave, Dayton, OH, 45410-1823
Mon. - Fri. 9:00AM - 5:00PM / Sat. 9:00AM - 1:00PM
Englewood
950 Union Rd, Clayton, OH, 45315
Mon. - Fri. 9:00AM - 6:00PM / Sat. 9:00AM - 1:00PM (Drive-thru open until 2PM)
Five Points
1298 E Dayton Yellow Springs Rd, Fairborn, OH, 45324
Mon. - Fri. 9:00AM - 6:00PM (Drive-thru same hours) / Sat. 9:00AM - 1:00PM (Drive-thru open to 2:00PM)
Gantt Financial Center
2465 Executive Park Blvd, Fairborn, OH, 45324-6219
Mon. - Fri. 9:00AM - 6:00PM (Drive-thru same hours) / Sat. 9:00AM - 1:00PM (Drive-thru open to 2:00PM)
Greenhills
3 Enfield St, Cincinnati, OH, 45218-1402
Mon. - Fri. 9:00AM - 6:00PM / Sat. 9:00AM - 1:00PM
30 more locations not shown.