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WINTHROP AREA

Winthrop, ME · Federal Credit Union · Chartered in ME

Well Capitalized

Who can join

Employer / occupational group

Charter #2301Est. 1937RSSD: 114279

Members

8,031

Net Worth Ratio

11.40%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$105.1M

Peer Group 5

Members

8,031

as of latest quarter

Net Worth Ratio

11.40%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 55, Winthrop, ME 04364-0055

Chartered

1937

Branch Locations

1 location

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$105.1M

Total Shares

$92.8M

Total Loans

$58.2M

Net Worth Ratio

11.40%

≥7% = Well Capitalized

Members

8,031

Delinquency Rate (60d+)

0.09%

$54K

Loan-to-share ratio: 62.8%· healthy range 60–80%

Branch Locations

NCUA

MAIN OFFICE

94 HIGHLAND AVE, WINTHROP, ME, 04364

M-TH (7:30 AM - 5:00 PM) FRIDAY (7:30 AM - 7:00 PM)

MainATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.