🏦Bank Scorer

WILLOW ISLAND

Saint Marys, WV · Federal Credit Union · Chartered in WV

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #8474Est. 1953RSSD: 228288

Members

1,701

Net Worth Ratio

7.33%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$12.3M

Peer Group 3

Members

1,701

as of latest quarter

Net Worth Ratio

7.33%

Well Capitalized

Institution Profile

NCUA

Address

7910 S Pleasants Highway, Saint Marys, WV 26170

Chartered

1953

Branch Locations

3 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$12.3M

Total Shares

$11.4M

Total Loans

$9.6M

Net Worth Ratio

7.33%

≥7% = Well Capitalized

Members

1,701

Delinquency Rate (60d+)

1.31%

$126K

Loan-to-share ratio: 84.3%· healthy range 60–80%

Branch Locations

NCUA

Willow Island Federal Credit Union

7910 S Pleasants HWY, Saint Marys, WV, 26170-8028

Monday thru Friday 7:30 am to 4:30 pm

MainDrive-thru

WILLOW ISLAND FEDERAL CREDIT UNION

302 2ND ST, SAINT MARYS, WV, 26170

SAME AS MAIN OFFICE

SHARED BRANCHING

7910 S PLEASANTS HWY, SAINT MARYS, WV, 26170-8028

M-F 7:30 TO 4:30

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.