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WICHITA FALLS

Wichita Falls, TX · Federal Credit Union · Chartered in TX

LICUWell Capitalized

Who can join

Community — open geographic area

Charter #6317Est. 1949RSSD: 724986

Members

2,766

Net Worth Ratio

11.92%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$34.9M

Peer Group 3

Members

2,766

as of latest quarter

Net Worth Ratio

11.92%

Well Capitalized

Institution Profile

NCUA

Address

3410 Mcniel Ave, Wichita Falls, TX 76308

Chartered

1949

Branch Locations

2 locations

Membership Eligibility

Community — open geographic area

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$34.9M

Total Shares

$30.5M

Total Loans

$21.0M

Net Income

$45K

Net Worth Ratio

11.92%

≥7% = Well Capitalized

Members

2,766

Return on Assets

0.13%

annualized · >0.5% healthy

Loan-to-share ratio: 69.0%· healthy range 60–80%

Branch Locations

NCUA

WFFCU - McNiel

3410 McNiel Ave, Wichita Falls, TX, 76308

M-F, 8:00 - 5:30

MainATMDrive-thru

WFFCU - Seymour

2100 Seymour Hwy, Wichita Falls, TX, 76301

M-F 8:00 a.m. - 5:30 p.m.

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.