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WHITEWATER COMMUNITY

Harrison, OH · State Credit Union · Chartered in OH

Well Capitalized

Who can join

State government employees (special charter)

Charter #61760Est. 1954RSSD: 8592

Members

1,611

Net Worth Ratio

10.13%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$11.7M

Peer Group 3

Members

1,611

as of latest quarter

Net Worth Ratio

10.13%

Well Capitalized

Institution Profile

NCUA

Address

1157 Harrison Ave, Harrison, OH 45030

Chartered

1954

Branch Locations

2 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$11.7M

Total Shares

$10.5M

Total Loans

$7.9M

Net Income

$19K

Net Worth Ratio

10.13%

≥7% = Well Capitalized

Members

1,611

Return on Assets

0.17%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.01%

$560

Loan-to-share ratio: 75.4%· healthy range 60–80%

Branch Locations

NCUA

Main

1157 Harrison Ave, harrison, OH, 45030

Monday - Friday 9am - 5pm Sat 9am-12pm

MainATMDrive-thru

disaster recovery site

1003 Harrison Ave, Harrison, OH, 45030

Mon-Thurs 9-5pm, Fri 9-6pm

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.