WHITE SANDS
Las Cruces, NM · Federal Credit Union · Chartered in NM
Who can join
Multiple select employee groups
Members
21,840
Net Worth Ratio
12.89%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$414.6M
Peer Group 5
Members
21,840
as of latest quarter
Net Worth Ratio
12.89%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$414.6M
Total Shares
$359.1M
Total Loans
$209.2M
Net Income
$1.0M
Net Worth Ratio
12.89%
≥7% = Well Capitalized
Members
21,840
Return on Assets
0.24%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.06%
$119K
Loan-to-share ratio: 58.3%· healthy range 60–80%
Branch Locations
NCUANorth Main Branch
2755 N Main St, Las Cruces, NM, 88001-1149
Lobby Hours: Monday through Friday, 9-5, Saturday, 9-12:30; Drive Thru Hours: Monday though Thursday, 8-5:30, Friday, 8-6, Satu
Lohman
2190 E Lohman Ave, Las Cruces, NM, 88001-8452
Lobby Hours: Monday through Friday, 9-5, Saturday, 9-12:30 Drive Thru Hours: Monday through Thursday, 8-5:30, Friday, 8-6, Satu
El Paso
4545 Hondo Pass Dr, El Paso, TX, 79904-1303
Lobby Hours: Monday - Friday 9-5 Drive Thru: Monday-Thursday 8-5:30 Friday 8-6 Saturday 9-12:30
T or C
115 Buck Greer Street, Truth or Consequences, NM, 87901
Lobby Hours: Monday through Friday, 9-5
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/white-sands" target="_blank" rel="noopener">View WHITE SANDS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.