Las Cruces, NM · Federal Credit Union · Chartered in NM
Who can join
Multiple select employee groups
Members
21,840
Net Worth Ratio
12.89%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$414.6M
Total Shares
$359.1M
Total Loans
$209.2M
Net Income
$1.0M
Net Worth Ratio
12.89%
≥7% = Well Capitalized
Members
21,840
Return on Assets
0.24%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.06%
$119K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 48 | 47 | 0 | 97.9% | 0.0% |
| 2022 | 54 | 13 | 17 | 24.1% | 31.5% |
| 2021 | 150 | 66 | 29 | 44.0% | 19.3% |
No CFPB complaint data available for this credit union.
North Main Branch
2755 N Main St, Las Cruces, NM, 88001-1149
Lobby Hours: Monday through Friday, 9-5, Saturday, 9-12:30; Drive Thru Hours: Monday though Thursday, 8-5:30, Friday, 8-6, Satu
Lohman
2190 E Lohman Ave, Las Cruces, NM, 88001-8452
Lobby Hours: Monday through Friday, 9-5, Saturday, 9-12:30 Drive Thru Hours: Monday through Thursday, 8-5:30, Friday, 8-6, Satu
El Paso
4545 Hondo Pass Dr, El Paso, TX, 79904-1303
Lobby Hours: Monday - Friday 9-5 Drive Thru: Monday-Thursday 8-5:30 Friday 8-6 Saturday 9-12:30
T or C
115 Buck Greer Street, Truth or Consequences, NM, 87901
Lobby Hours: Monday through Friday, 9-5
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<a href="https://bankscorer.com/credit-union/white-sands" target="_blank" rel="noopener">View WHITE SANDS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 58.3%· healthy range 60–80%