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WHITE ROSE

York, PA · State Credit Union · Chartered in PA

Well Capitalized

Who can join

State government employees (special charter)

Charter #68296Est. 1950RSSD: 983082

Members

10,636

Net Worth Ratio

8.66%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$116.3M

Peer Group 5

Members

10,636

as of latest quarter

Net Worth Ratio

8.66%

Well Capitalized

Institution Profile

NCUA

Address

3498 Industrial Drive, York, PA 17402-9050

Chartered

1950

Branch Locations

6 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$116.3M

Total Shares

$105.7M

Total Loans

$57.7M

Net Income

$80K

Net Worth Ratio

8.66%

≥7% = Well Capitalized

Members

10,636

Return on Assets

0.07%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.38%

$219K

Loan-to-share ratio: 54.6%· healthy range 60–80%

Branch Locations

NCUA

Corporate Office

3498 Industrial Hwy, York, PA, 17402-9050

Monday through Wednesday 8am to 5:00pm Thursday-Friday 8am to 6pm Saturday 9am - 1pm

Main

West York

1529 Rodney Rd, York, PA, 17408

Monday through Wednesday 8:30am to 5:00pm Thiursday-Friday 8:30am to 6:00pmSaturday 9am - 1pm

ATMDrive-thru

Downtown

107 E Philadelphia St, York, PA, 17401

Monday through Wednesday 9:00am to 4:30pm Thurday 9:00 - 5:00 Friday 8:00 - 5:00

Dallastown

160 E Main St, Dallastown, PA, 17313

Monday through Wednesday 8:30am to 5:00pm Thiursday-Friday 8:30am to 6:00pmSaturday 9am - 1pm

ATMDrive-thru

Central School Branch

601 Mundis Mill Rd, York, PA, 17406

During School Months - Tuesdays and Thursdays. 10:30 - 1:30.

East York

3603 E Market St, York, PA, 17402

M - W 8:30am -5pm,Th-F 8:30-6,S 9am-1pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.