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WHEELHOUSE

San Diego, CA · State Credit Union · Chartered in CA

Well Capitalized

Who can join

State government employees (special charter)

Charter #61003Est. 1934RSSD: 393298

Members

32,527

Net Worth Ratio

8.28%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$456.8M

Peer Group 5

Members

32,527

as of latest quarter

Net Worth Ratio

8.28%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 719099, San Diego, CA 92171-9099

Chartered

1934

Branch Locations

5 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$456.8M

Total Shares

$400.4M

Total Loans

$365.1M

Net Income

$382K

Net Worth Ratio

8.28%

≥7% = Well Capitalized

Members

32,527

Return on Assets

0.08%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.01%

$19K

Loan-to-share ratio: 91.2%· healthy range 60–80%

Branch Locations

NCUA

Kearny

9212 Balboa Ave, San Diego, CA, 92123-1514

8:30a to 5:00p

Main

Downtown

320 B St, San Diego, CA, 92101-4204

8:30a to 4:00p

ATM

Chula Vista

344 F St, Chula Vista, CA, 91910-2645

9:00a to 5:00p

ATM

El Cajon

306 Broadway, El Cajon, CA, 92021

9:00a to 5:00p

ATM

Kearny Mesa

9212 Balboa Ave, San Diego, CA, 92123

9:00a to 5:00p

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.