San Diego, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
32,527
Net Worth Ratio
8.28%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$456.8M
Total Shares
$400.4M
Total Loans
$365.1M
Net Income
$382K
Net Worth Ratio
8.28%
≥7% = Well Capitalized
Members
32,527
Return on Assets
0.08%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.01%
$19K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 109 | 85 | 5 | 78.0% | 4.6% |
| 2022 | 86 | 64 | 6 | 74.4% | 7.0% |
| 2021 | 130 | 110 | 0 | 84.6% | 0.0% |
No CFPB complaint data available for this credit union.
Kearny
9212 Balboa Ave, San Diego, CA, 92123-1514
8:30a to 5:00p
Downtown
320 B St, San Diego, CA, 92101-4204
8:30a to 4:00p
Chula Vista
344 F St, Chula Vista, CA, 91910-2645
9:00a to 5:00p
El Cajon
306 Broadway, El Cajon, CA, 92021
9:00a to 5:00p
Kearny Mesa
9212 Balboa Ave, San Diego, CA, 92123
9:00a to 5:00p
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<a href="https://bankscorer.com/credit-union/wheelhouse" target="_blank" rel="noopener">View WHEELHOUSE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 91.2%· healthy range 60–80%