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WESTERN SPRINGS

Western Springs, IL · Federal Credit Union · Chartered in IL

Well Capitalized

Who can join

Occupational / select employee group

Charter #13481Est. 1960RSSD: 726588

Members

474

Net Worth Ratio

17.81%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$3.9M

Peer Group 2

Members

474

as of latest quarter

Net Worth Ratio

17.81%

Well Capitalized

Institution Profile

NCUA

Address

810 Hillgrove Ave., Western Springs, IL 60558

Chartered

1960

Branch Locations

1 location

Membership Eligibility

Occupational / select employee group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$3.9M

Total Shares

$3.2M

Total Loans

$1.5M

Net Income

$18K

Net Worth Ratio

17.81%

≥7% = Well Capitalized

Members

474

Return on Assets

0.45%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.37%

$5K

Loan-to-share ratio: 45.2%· healthy range 60–80%

Branch Locations

NCUA

Main Office

810 Hillgrove Ave, Western Springs, IL, 60558

Will depend on the day.

Main

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.