Williston, ND · State Credit Union · Chartered in ND
Who can join
State government employees (special charter)
Members
18,228
Net Worth Ratio
13.94%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$521.5M
Total Shares
$453.4M
Total Loans
$225.9M
Net Income
$1.8M
Net Worth Ratio
13.94%
≥7% = Well Capitalized
Members
18,228
Return on Assets
0.35%
annualized · >0.5% healthy
Delinquency Rate (60d+)
2.31%
$5.2M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 142 | 101 | 7 | 71.1% | 4.9% |
| 2022 | 163 | 107 | 5 | 65.6% | 3.1% |
| 2021 | 159 | 112 | 13 | 70.4% | 8.2% |
No CFPB complaint data available for this credit union.
Western Cooperative Credit Union
1300 Bison Dr, Williston, ND, 58801-3770
Mon - Fri 7:30 - 5:30 Sat - 8:30 - 12:30
Western Cooperative Credit Union
215 Washington AVe, Williston, ND, 58801
Mon-Tues-Thurs-Fri 8:30 - 4:30 Wed 9:30 - 4:30 Sat 8:30 - 12:30
Western Cooperative Credit Union
290 15th St W, Dickinson, ND, 58601
M-F 7:30 - 5:30 Sat 8:30 - 12:30
Western Cooperative Credit Union
721 State Ave, Dickinson, ND, 58601
M-F 7:30 - 5:30 Sat 8:30 - 12:30
Western Cooperative Credit Union
701 Main St, Hebron, ND, 58638
M-F 9:00 - 5:00
Western Cooperative Credit Union
60 2nd St NE, Beach, ND, 58621-0366
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<a href="https://bankscorer.com/credit-union/western-cooperative" target="_blank" rel="noopener">View WESTERN COOPERATIVE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 49.8%· healthy range 60–80%
M-F 9:00 - 5:00
Western Cooperative Credit Union
24 Railroad Ave Ste 14, Ray, ND, 58849
Mon 9:30 - 6:30Tues-Fri 8:30 - 4:30
Western Cooperative Credit Union
6714 Highway 40, Tioga, ND, 58852-9256
M-Tu-Th-F 8:30 - 4:30W 9:30 - 6:30