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WESTBY CO-OP

Westby, WI · State Credit Union · Chartered in WI

Well Capitalized

Who can join

State government employees (special charter)

Charter #67208Est. 1939RSSD: 142692

Members

41,218

Net Worth Ratio

15.67%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.00B

Peer Group 6

Members

41,218

as of latest quarter

Net Worth Ratio

15.67%

Well Capitalized

Institution Profile

NCUA

Address

P O Box 70, Westby, WI 54667

Chartered

1939

Branch Locations

12 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.00B

Total Shares

$817.3M

Total Loans

$706.8M

Net Income

$3.3M

Net Worth Ratio

15.67%

≥7% = Well Capitalized

Members

41,218

Return on Assets

0.33%

annualized · >0.5% healthy

Delinquency Rate (60d+)

1.18%

$8.3M

Loan-to-share ratio: 86.5%· healthy range 60–80%

Branch Locations

NCUA

WCCU Westby

501 N Main St, WESTBY, WI, 54667

Lobby: Monday - Friday 8:30 AM to 5:00 PM Saturday 8:00 AM to 12:00 PM Drive-Up Monday - Friday 8:00 AM - 5:00 PM Saturday 8:00 AM - 12:00 PM

MainATMDrive-thru

WCCU Cashton

105 Randy Rd, Cashton, WI, 54619-7014

Lobby: Monday - Friday 8:30 AM to 5:00 PM Saturday Closed Drive-Up Monday - Friday 8:00 AM - 5:00 PM Saturday Closed

ATMDrive-thru

WCCU Richland Center - Main

2403 US Hwy 14 E, RICHLAND CENTER, WI, 53581-2996

Lobby: Monday - Friday 8:30 AM to 5:00 PM Saturday 8:00 AM to 12:00 PM Drive-Up Monday - Friday 8:00 AM - 5:00 PM Saturday 8:00 AM - 12:00 PM

ATMDrive-thru

WCCU Reedsburg - Main

820 Viking Dr, Reedsburg, WI, 53959

Lobby: Monday - Friday 8:30 AM to 5:00 PM Saturday 8:00 AM to 12:00 PM Drive-Up Monday - Friday 8:00 AM - 5:00 PM Saturday 8:00 AM - 12:00 PM

ATMDrive-thru

WCCU Richland Center - Orange Street

430 West Union St Ste 1, RICHLAND CENTER, WI, 53581

Lobby: Monday - Friday 9:00 AM to 5:00 PM Saturday Closed Drive-Up/Walk-Up Monday - Friday 9:00 AM - 5:00 PM Saturday Closed

ATMDrive-thru

WCCU Viroqua

1302 N Main St, VIROQUA, WI, 54665

Lobby: Monday - Friday 8:30 AM to 5:00 PM Saturday 8:00 AM to 12:00 PM Drive-Up Monday - Friday 8:00 AM - 5:00 PM Saturday 8:00 AM - 12:00 PM

ATMDrive-thru

WCCU Lake Delton

70 Commerce St, Lake Delton, WI, 53940

Lobby: Monday - Friday 8:30 AM to 5:00 PM Saturday Closed Drive-Up Monday - Friday 8:00 AM - 5:00 PM Saturday Closed

ATMDrive-thru

WCCU Baraboo

1333 South Blvd, Baraboo, WI, 53913

Lobby: Monday - Friday 8:30 AM to 5:00 PM Saturday 8:00 AM to 12:00 PM Drive-Up Monday - Friday 8:00 AM - 5:00 PM Saturday 8:00 AM - 12:00 PM

ATMDrive-thru

WCCU Coon Valley

502 Central Ave, Coon Valley, WI, 54623-7722

Lobby: Monday - Friday 8:30 AM to 5:00 PM Saturday Closed Drive-Up Monday - Friday 8:00 AM - 5:00 PM Saturday Closed

ATMDrive-thru

WCCU Prairie du Sac

1170 Prairie St, Prairie du Sac, WI, 53578

Lobby: Monday - Friday 8:30 AM to 5:00 PM Saturday Closed

ATM

2 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.