WESTBY CO-OP

Westby, WI · State Credit Union · Chartered in WI

Well Capitalized

Who can join

State government employees (special charter)

Charter #67208Est. 1939RSSD: 142692

Compare

Members

41,218

Net Worth Ratio

15.67%

min. 7% = Well Capitalized

Contact & Details

NCUA

Website

www.wccu.coop

Phone

6086343118

Address

P O Box 70, Westby, WI 54667

Branch Locations

12 locations

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.00B

Total Shares

$817.3M

Total Loans

$706.8M

Net Income

$3.3M

Net Worth Ratio

15.67%

≥7% = Well Capitalized

Members

41,218

Return on Assets

0.33%

annualized · >0.5% healthy

Delinquency Rate (60d+)

1.18%

$8.3M

Mortgage Lending (HMDA)

CFPB HMDA

Year	Applications	Originated	Denials	Orig. Rate	Denial Rate
2023	585	494	16	84.4%	2.7%
2022	903	597	59	66.1%	6.5%

View full HMDA data on CFPB →Search mortgage lenders →

Consumer Complaints

CFPB

No CFPB complaint data available for this credit union.

View all on CFPB →File NCUA complaint →

Branch Locations

NCUA

WCCU Westby

501 N Main St, WESTBY, WI, 54667

Lobby: Monday - Friday 8:30 AM to 5:00 PM Saturday 8:00 AM to 12:00 PM Drive-Up Monday - Friday 8:00 AM - 5:00 PM Saturday 8:00 AM - 12:00 PM

MainATMDrive-thru

WCCU Cashton

105 Randy Rd, Cashton, WI, 54619-7014

Lobby: Monday - Friday 8:30 AM to 5:00 PM Saturday Closed Drive-Up Monday - Friday 8:00 AM - 5:00 PM Saturday Closed

ATMDrive-thru

WCCU Richland Center - Main

2403 US Hwy 14 E, RICHLAND CENTER, WI, 53581-2996

Lobby: Monday - Friday 8:30 AM to 5:00 PM Saturday 8:00 AM to 12:00 PM Drive-Up Monday - Friday 8:00 AM - 5:00 PM Saturday 8:00 AM - 12:00 PM

ATMDrive-thru

WCCU Reedsburg - Main

820 Viking Dr, Reedsburg, WI, 53959

Lobby: Monday - Friday 8:30 AM to 5:00 PM Saturday 8:00 AM to 12:00 PM Drive-Up Monday - Friday 8:00 AM - 5:00 PM Saturday 8:00 AM - 12:00 PM

ATMDrive-thru

WCCU Richland Center - Orange Street

430 West Union St Ste 1, RICHLAND CENTER, WI, 53581

Lobby: Monday - Friday 9:00 AM to 5:00 PM Saturday Closed Drive-Up/Walk-Up Monday - Friday 9:00 AM - 5:00 PM Saturday Closed

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.