South Charlesto, WV · Federal Credit Union · Chartered in WV
Who can join
Employer / occupational group
Members
7,168
Net Worth Ratio
17.83%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$143.0M
Total Shares
$116.5M
Total Loans
$75.8M
Net Income
$171K
Net Worth Ratio
17.83%
≥7% = Well Capitalized
Members
7,168
Return on Assets
0.12%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.31%
$232K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 75 | 67 | 4 | 89.3% | 5.3% |
Last 12 Months
1
Since 2018
3
all complaints on record
Monetary Relief
33%
% of complaints with monetary relief
Untimely Response
33%
% exceeding 15-day window
Monthly Complaints (2021–present)
Data through May 2026.Last 12 months shown — upgrade for full history.
WVFCU
318 5th Ave, South Charleston, WV, 25303-1240
7:30 am til 6 pm
WVFCU
2355 Maccorkle Ave, Saint Albans, WV, 25177-2008
7:30 am until 6 pm
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<a href="https://bankscorer.com/credit-union/west-virginia" target="_blank" rel="noopener">View WEST VIRGINIA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 65.1%· healthy range 60–80%
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2021–2025 locked
Full 2021–present history available — see pricing from $14/mo.