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WES

Willoughby, OH · State Credit Union · Chartered in OH

Well Capitalized

Who can join

State government employees (special charter)

Charter #61233Est. 1954RSSD: 158291

Members

1,510

Net Worth Ratio

9.80%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$14.4M

Peer Group 3

Members

1,510

as of latest quarter

Net Worth Ratio

9.80%

Well Capitalized

Institution Profile

NCUA

Address

38024 2nd St, Willoughby, OH 44094-6105

Chartered

1954

Branch Locations

1 location

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$14.4M

Total Shares

$13.0M

Total Loans

$3.2M

Net Income

$34K

Net Worth Ratio

9.80%

≥7% = Well Capitalized

Members

1,510

Return on Assets

0.23%

annualized · >0.5% healthy

Delinquency Rate (60d+)

1.23%

$39K

Loan-to-share ratio: 24.5%· healthy range 60–80%

Branch Locations

NCUA

Main Office

38024 2nd St, Willoughby, OH, 44094-6105

Monday - Friday 9:00 - 4:00

Main

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.