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WELLSPRING

Bridge City, TX · Federal Credit Union · Chartered in TX

Well Capitalized

Who can join

Employer / occupational group

Charter #12181Est. 1958RSSD: 348083

Members

8,311

Net Worth Ratio

8.80%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$91.6M

Peer Group 4

Members

8,311

as of latest quarter

Net Worth Ratio

8.80%

Well Capitalized

Institution Profile

NCUA

Address

150 East Roundbunch Road, Bridge City, TX 77611

Chartered

1958

Branch Locations

4 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$91.6M

Total Shares

$82.3M

Total Loans

$66.5M

Net Worth Ratio

8.80%

≥7% = Well Capitalized

Members

8,311

Delinquency Rate (60d+)

0.30%

$197K

Loan-to-share ratio: 80.8%· healthy range 60–80%

Branch Locations

NCUA

Bridge City Branch

150 E Round Bunch Rd, Bridge City, TX, 77611-3720

9:00 - 5:00 Lobby Monday - Friday 8:00 - 6:00 Drive Thru Monday - Friday 9:00 - 12:00 Drive Thru Saturday

MainDrive-thru

Orange Branch

2101 MacArthur Dr, West Orange, TX, 77630-4809

9:00 - 5:00 Lobby Monday - Friday 8:00 - 6:00 Drive Thru Monday - Friday 9:00 - 12:00 Drive Thru Saturday

ATMDrive-thru

Mauriceville Branch

150 E Round Bunch Rd, bridge city, TX, 77611

9:00 - 5:00 Lobby Monday - Friday 8:00 - 6:00 Drive Thru Monday - Friday 9:00 - 12:00 Drive Thru Saturday

ATMDrive-thru

Beaumont Branch

3805 W Cardinal Dr, Beaumont, TX, 77705-4411

9:00 - 5:00 Lobby Monday - Friday 8:00 - 6:00 Drive Thru Monday - Friday 9:00 - 12:00 Drive Thru Saturday

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.