Decatur, AL · State Credit Union · Chartered in AL
Who can join
State government employees (special charter)
Members
3,359
Net Worth Ratio
9.05%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$35.2M
Total Shares
$32.0M
Total Loans
$17.1M
Net Worth Ratio
9.05%
≥7% = Well Capitalized
Members
3,359
Delinquency Rate (60d+)
0.09%
$16K
Loan-to-share ratio: 53.5%· healthy range 60–80%
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
WCU Credit Union
2505 Highway 31 S, Decatur, AL, 35603-1503
8:00 to 5:00 Mon-Fri8:00 to noon Sat Drive thru only
WCU Credit Union
26 Franklin Smith Rd, Moulton, AL, 35650-1923
8:30 to 5:00 Mon-Fri 8:00 to 12:00 Sat drive thru only No service center on Sat
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/wcu-credit-union" target="_blank" rel="noopener">View WCU CREDIT UNION on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.