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WATERBURY CONNECTICUT TEACHERS

Waterbury, CT · Federal Credit Union · Chartered in CT

Well Capitalized

Who can join

Occupational / select employee group

Charter #22Est. 1934RSSD: 61074

Members

22,061

Net Worth Ratio

16.80%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$360.9M

Peer Group 5

Members

22,061

as of latest quarter

Net Worth Ratio

16.80%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 2121, Waterbury, CT 06722

Chartered

1934

Branch Locations

2 locations

Membership Eligibility

Occupational / select employee group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$360.9M

Total Shares

$298.6M

Total Loans

$239.4M

Net Worth Ratio

16.80%

≥7% = Well Capitalized

Members

22,061

Delinquency Rate (60d+)

0.19%

$456K

Loan-to-share ratio: 80.2%· healthy range 60–80%

Branch Locations

NCUA

Middlebury - Main

773 Straits Tpke, Middlebury, CT, 06762-2852

Mon-Wed 9am-5pm Thurs 10am-7pm Friday 9am-5pm

MainATMDrive-thru

Danbury Branch

110 Federal Rd, Danbury, CT, 06811-4077

Mon - Wed 9am-5pm Thurs 10am-7pm Friday 9am-5pm Saturday 9am-12noon

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.