WACO
Waco, TX · Federal Credit Union · Chartered in TX
Who can join
Community — open geographic area
Members
1,947
Net Worth Ratio
10.01%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$20.2M
Peer Group 3
Members
1,947
as of latest quarter
Net Worth Ratio
10.01%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$20.2M
Total Shares
$18.0M
Total Loans
$8.6M
Net Worth Ratio
10.01%
≥7% = Well Capitalized
Members
1,947
Delinquency Rate (60d+)
1.00%
$87K
Loan-to-share ratio: 47.9%· healthy range 60–80%
Branch Locations
NCUAMain
826 N 3rd St, Waco, TX, 76707
Lobby: Monday-Thursday 9:00- 3:00 Friday 9:00-5:00 Drive-Thru: Monday-Friday 7:30-5:30
Data Systems Of Texas
5213 Lake Shore Dr, Waco, TX, 76710-1732
8:00am to 5:00pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/waco" target="_blank" rel="noopener">View WACO on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.