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VULCRAFT EMPLOYEES

St Joe, IN · Federal Credit Union · Chartered in IN

Well Capitalized

Who can join

Industry / trade group

Charter #23287Est. 1978RSSD: 927581

Members

734

Net Worth Ratio

13.45%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$6.5M

Peer Group 2

Members

734

as of latest quarter

Net Worth Ratio

13.45%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 1000, St Joe, IN 46785

Chartered

1978

Branch Locations

3 locations

Membership Eligibility

Industry / trade group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$6.5M

Total Shares

$5.6M

Total Loans

$5.1M

Net Worth Ratio

13.45%

≥7% = Well Capitalized

Members

734

Delinquency Rate (60d+)

1.22%

$62K

Loan-to-share ratio: 91.6%· healthy range 60–80%

Branch Locations

NCUA

VULCRAFT EMPLOYEES FEDERAL CU

6610 COUNTY ROAD 60A, Saint Joe, IN, 46785-9601

MON, TUES, WED 12-4 THURS 8-10 & 12-4 FRI 7-4 CLOSED SAT & SUN

Main

NUCOR BLDG SYSTEMS (OUR SAFE)

305 INDUSTRIAL PKWY, WATERLOO, IN, 46793

NUCOR BLDG SYSTEMS

305 INDUSTRIAL PKWY, WATERLOO, IN, 46793-9498

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.