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VITELCO EMPLOYEES

Charlotte Amali, VI · Federal Credit Union · Chartered in VI

LICU MDIUndercapitalized

Who can join

Multiple select employee groups

Charter #23294Est. 1979RSSD: 742588

Members

332

Net Worth Ratio

5.28%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.6M

Peer Group 1

Members

332

as of latest quarter

Net Worth Ratio

5.28%

Undercapitalized

Institution Profile

NCUA

Address

Po Box 303920, Charlotte Amali, VI 00803-3920

Chartered

1979

Branch Locations

2 locations

Membership Eligibility

Multiple select employee groups

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.6M

Total Shares

$1.5M

Total Loans

$378K

Net Income

$-27,710

Net Worth Ratio

5.28%

≥7% = Well Capitalized

Members

332

Return on Assets

-1.74%

annualized · >0.5% healthy

Delinquency Rate (60d+)

2.32%

$9K

Loan-to-share ratio: 25.3%· healthy range 60–80%

Branch Locations

NCUA

Vitelco Employees Federal Credit Union

3082 Kronprindsens Gade, Charlotte Amalie, VI, 00802

Monday - Wednesday 10:00am to 2:00pm Thursdays - 10:00am to 12:00pm Fridays - 10:00am to 2:00pm

Main

STX Office

5 Corners Plaza, Christiansted, St. Croix, VI, 00820

Mon, Tues, Wed, Fri 10:00 am to 2:00 pm Thursday 10:00 am to 12:00 pm (Noon) Saturday & Sunday Closed

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.