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VISION ONE

Sacramento, CA · State Credit Union · Chartered in CA

Well Capitalized

Who can join

State government employees (special charter)

Charter #63137Est. 1951RSSD: 353890

Members

1,494

Net Worth Ratio

15.95%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$91.6M

Peer Group 4

Members

1,494

as of latest quarter

Net Worth Ratio

15.95%

Well Capitalized

Institution Profile

NCUA

Address

3279 Ramos Cir, Sacramento, CA 95827-2500

Chartered

1951

Branch Locations

1 location

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$91.6M

Total Shares

$76.4M

Total Loans

$79.6M

Net Worth Ratio

15.95%

≥7% = Well Capitalized

Members

1,494

Delinquency Rate (60d+)

0.18%

$143K

Loan-to-share ratio: 104.2%· healthy range 60–80%

Branch Locations

NCUA

Corporate/Main

3279 Ramos Cir, Sacramento, CA, 95827-2500

Monday - Friday 8:00 - 5:30 PM (PT)

Main

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.