🏦Bank Scorer

VERVE, A CREDIT UNION

Oshkosh, WI · State Credit Union · Chartered in WI

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #66777Est. 1938RSSD: 607799

Members

63,183

Net Worth Ratio

9.68%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.59B

Peer Group 6

Members

63,183

as of latest quarter

Net Worth Ratio

9.68%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 3046, Oshkosh, WI 54903-3046

Chartered

1938

Branch Locations

20 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.59B

Total Shares

$1.37B

Total Loans

$1.16B

Net Income

$2.4M

Net Worth Ratio

9.68%

≥7% = Well Capitalized

Members

63,183

Return on Assets

0.15%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.20%

$2.3M

Loan-to-share ratio: 84.2%· healthy range 60–80%

Branch Locations

NCUA

Universal

2900 Universal St, Oshkosh, WI, 54904

Drive up 7-5 Lobby 9-5

MainATMDrive-thru

Fond du Lac - East

1045 E Johnson St, Fond du Lac, WI, 54935

7 am -6 pm

ATMDrive-thru

Witzel Ave

750 Witzel Ave, Oshkosh, WI, 54902

7 AM - 6 PM

ATMDrive-thru

Oneida

1435 Oneida St, Appleton, WI, 54915

9-59-6 TH9-12 Sat

ATMDrive-thru

Brillion

125 Jackson St, Brillion, WI, 54110

8:30-58:30-6

ATMDrive-thru

Bell St

110 W Bell St, Neenah, WI, 54956

9-59-6 TH

ATMDrive-thru

Sherwood

N585 Castle Dr, Sherwood, WI, 54169

8:30-5 M - TH8:30-6 F

ATMDrive-thru

Green Bay Rd

640 S Green Bay Rd, Neenah, WI, 54956

9-5, 9-6

ATMDrive-thru

LaCrosse - Main

307 Main St Ste 101, La Crosse, WI, 54601

9-5

ATMDrive-thru

LaCrosse - South

3130 South Ave, La Crosse, WI, 54601

9-5

ATMDrive-thru

10 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/verve-a-credit-union" target="_blank" rel="noopener">View VERVE, A CREDIT UNION on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.