Oshkosh, WI · State Credit Union · Chartered in WI
Who can join
State government employees (special charter)
Members
63,183
Net Worth Ratio
9.68%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.59B
Total Shares
$1.37B
Total Loans
$1.16B
Net Income
$2.4M
Net Worth Ratio
9.68%
≥7% = Well Capitalized
Members
63,183
Return on Assets
0.15%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.20%
$2.3M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 870 | 557 | 138 | 64.0% | 15.9% |
| 2022 | 1,415 | 945 | 180 | 66.8% | 12.7% |
| 2021 | 2,046 | 1,463 | 202 | 71.5% | 9.9% |
No CFPB complaint data available for this credit union.
Universal
2900 Universal St, Oshkosh, WI, 54904
Drive up 7-5 Lobby 9-5
Fond du Lac - East
1045 E Johnson St, Fond du Lac, WI, 54935
7 am -6 pm
Witzel Ave
750 Witzel Ave, Oshkosh, WI, 54902
7 AM - 6 PM
Oneida
1435 Oneida St, Appleton, WI, 54915
9-59-6 TH9-12 Sat
Brillion
125 Jackson St, Brillion, WI, 54110
8:30-58:30-6
Bell St
110 W Bell St, Neenah, WI, 54956
9-59-6 TH
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<a href="https://bankscorer.com/credit-union/verve-a-credit-union" target="_blank" rel="noopener">View VERVE, A CREDIT UNION on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 84.2%· healthy range 60–80%
Sherwood
N585 Castle Dr, Sherwood, WI, 54169
8:30-5 M - TH8:30-6 F
Green Bay Rd
640 S Green Bay Rd, Neenah, WI, 54956
9-5, 9-6
LaCrosse - Main
307 Main St Ste 101, La Crosse, WI, 54601
9-5
LaCrosse - South
3130 South Ave, La Crosse, WI, 54601
9-5
10 more locations not shown.