Waterloo, IA · State Credit Union · Chartered in IA
Who can join
State government employees (special charter)
Members
374,001
Net Worth Ratio
11.47%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$8.90B
Total Shares
$7.50B
Total Loans
$7.68B
Net Worth Ratio
11.47%
≥7% = Well Capitalized
Members
374,001
Delinquency Rate (60d+)
0.44%
$33.9M
Loan-to-share ratio: 102.4%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 8,718 | 6,112 | 911 | 70.1% | 10.4% |
| 2022 | 11,862 | 8,650 | 815 | 72.9% | 6.9% |
| 2021 | 13,906 | 10,250 | 797 | 73.7% | 5.7% |
No CFPB complaint data available for this credit union.
Ansborough Office
1827 Ansborough Ave, Waterloo, IA, 50701
Office M-F 8:30am - 5:00pm Drive up M-F 8:00am - 5:30pm Sat 8:30am - 12:00pm
Crossroads Hy-Vee
1422 Flammang Dr, Waterloo, IA, 50702
M-F 9:00am - 7:00pm Sat 9:00am - 5:00pm Sun 10:00am - 2:00pm
Lafayette
1616 Lafayette St, Waterloo, IA, 50703
Office M-F 8:30am - 5:00pm Sat 8:30am - Noon Drive up M-Th 8:30am - 5:30pm Fri 8:00am - 5:30pm Sat 8:30am - 12:00pm
College Square Hy-Vee
6301 University Ave, Cedar Falls, IA, 50613
M-F 9:00am - 7:00pm Sat 9:00am - 5:00pm Sun 10:00am - 2:00pm
Cedar Heights
3621 Cedar Heights Dr, Cedar Falls, IA, 50613
Office M-F 8:30am - 5:00pm Drive up M-Th 8:30am - 5:30pm Fri 8:00am - 5:30pm
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/veridian" target="_blank" rel="noopener">View VERIDIAN on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Thunder Ridge
2322 W 1st St, Cedar Falls, IA, 50613-1880
Office M-F 8:30am - 5:00pm Sat 8:30am - Noon Drive up M-Th 8:30am - 5:30pm Fri 8:00am - 5:30pm Sat 8:30am- 12:00pm
Independence
1900 3rd Ave SE, Independence, IA, 50644
Office M-F 8:30am - 5:00pm Sat 8:30am - Noon Drive up M-F 8:30am - 5:30pm Sat 8:30am- 12:00pm
Oelwein
1 W Charles St Ste 1, Oelwein, IA, 50662
Office M-F 8:30am - 5:00pm Sat 8:30am - Noon Drive up M-F 8:30am - 5:30pm Sat 8:30am- 12:00pm
Waverly
315 Oak Ridge Cir, Waverly, IA, 50677-4371
Office M-F 8:30am - 5:00pm Sat 8:30am - Noon Drive up M-F 8:00am - 5:30pm Sat 8:30am - Noon
Westdale
2810 Edgewood Rd SW, Cedar Rapids, IA, 52404
Office M-F 8:30am - 5:00pm Sat 8:30am - Noon Drive up M-F 8:30am - 5:30pm Sat 8:30am- 12:00pm
21 more locations not shown.