🏦Bank Scorer

VAPR

San Juan, PR · Federal Credit Union · Chartered in PR

LICU MDIWell Capitalized

Who can join

Community / multiple bond

Charter #6918Est. 1950RSSD: 229584

Members

20,707

Net Worth Ratio

10.90%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$310.6M

Peer Group 5

Members

20,707

as of latest quarter

Net Worth Ratio

10.90%

Well Capitalized

Institution Profile

NCUA

Address

P.O.Box 33017, San Juan, PR 00933-3017

Chartered

1950

Branch Locations

3 locations

Membership Eligibility

Community / multiple bond

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$310.6M

Total Shares

$278.8M

Total Loans

$212.3M

Net Income

$882K

Net Worth Ratio

10.90%

≥7% = Well Capitalized

Members

20,707

Return on Assets

0.28%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.01%

$24K

Loan-to-share ratio: 76.2%· healthy range 60–80%

Branch Locations

NCUA

VAPR Plaza Branch & Administration Office

2400 Carretera 177, Guaynabo, PR, 00969

7:30 am - 4:00 pm

MainATMDrive-thru

Federal Building Branch

150 Ave Carlos Chardon, San Juan, PR, 00918-1703

7:30 am - 4:00 pm

Guayama Branch

Street 54, Guayama, PR, 00785

9:00 am - 5:30 pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.