Martinsville, VA · State Credit Union · Chartered in VA
Who can join
State government employees (special charter)
Members
36,271
Net Worth Ratio
10.15%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$518.0M
Total Shares
$412.0M
Total Loans
$353.4M
Net Income
$-1,693,748
Net Worth Ratio
10.15%
≥7% = Well Capitalized
Members
36,271
Return on Assets
-0.33%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.84%
$3.0M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 305 | 161 | 93 | 52.8% | 30.5% |
| 2022 | 388 | 274 | 60 | 70.6% | 15.5% |
| 2021 | 421 | 319 | 45 | 75.8% | 10.7% |
No CFPB complaint data available for this credit union.
Martinsville
35 Dupont Rd, Martinsville, VA, 24112-4618
8 am to 6 pm Drive Thru Monday to Friday 9 am to 5 pm Lobby Monday to Friday 9 am to 1 pm Drive Thru Saturday
Collinsville
41 Wheeler Ave, Collinsville, VA, 24078-2417
8 am to 6 pm Drive Thru Monday - Friday 9 am to 5 pm Lobby Monday - Friday 9 am to 1 pm Drive Thru Saturday
Rocky Mount
1080 Old Franklin Tpke, Rocky Mount, VA, 24151
8:30 am to 5:30 pm Drive Thru Monday - Friday 8:30 am to 5:30 pm Lobby Monday - Friday 9 am to 12 pm Drive Thru Saturday
Danville Main
212 Holt Garrison Pkwy, Danville, VA, 24540-5955
8 am to 6 pm Drive Thru Monday - Friday 9 am to 5 pm Lobby Monday - Friday 9 am to 1 pm Drive Thru Saturday
Fishersville
19 Myers Corner Dr Ste A01, Staunton, VA, 24401-6348
8:30 am to 5:30 pm Lobby Monday - Friday
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<a href="https://bankscorer.com/credit-union/valleystar" target="_blank" rel="noopener">View VALLEYSTAR on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 85.8%· healthy range 60–80%
Roanoke
3452 Buck Mountain Rd, Roanoke, VA, 24018
8:30 am to 5:30 pm Drive Thru & Lobby Monday - Friday
Admin
150 Pleasant Breeze Dr, Rocky Mount, VA, 24151
8 am to 6 pm