VALLEY ONE COMMUNITY
Steubenville, OH · Federal Credit Union · Chartered in OH
Who can join
Employer / occupational group
Members
3,680
Net Worth Ratio
12.31%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$41.2M
Peer Group 3
Members
3,680
as of latest quarter
Net Worth Ratio
12.31%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$41.2M
Total Shares
$36.4M
Total Loans
$8.8M
Net Income
$64K
Net Worth Ratio
12.31%
≥7% = Well Capitalized
Members
3,680
Return on Assets
0.16%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.05%
$4K
Loan-to-share ratio: 24.2%· healthy range 60–80%
Branch Locations
NCUAMain Office
2990 Johnson Road, Steubenville, OH, 43952
Monday - Friday 9am to 4:30pm (Main Office) Saturday Drive-Thru Only 8am to noonMonday - Friday 9am to 6pm (Drive-Thru)
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/valley-one-community" target="_blank" rel="noopener">View VALLEY ONE COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.