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VALLEY ISLE COMMUNITY

Kahului, HI · Federal Credit Union · Chartered in HI

LICU MDIWell Capitalized

Who can join

Employer / occupational group

Charter #3574Est. 1940RSSD: 372976

Members

12,868

Net Worth Ratio

9.10%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$173.1M

Peer Group 5

Members

12,868

as of latest quarter

Net Worth Ratio

9.10%

Well Capitalized

Institution Profile

NCUA

Address

160 Paahana St, Kahului, HI 96732

Chartered

1940

Branch Locations

3 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$173.1M

Total Shares

$160.1M

Total Loans

$60.7M

Net Worth Ratio

9.10%

≥7% = Well Capitalized

Members

12,868

Delinquency Rate (60d+)

0.21%

$129K

Loan-to-share ratio: 37.9%· healthy range 60–80%

Branch Locations

NCUA

Main Branch

160 Paahana St, Kahului, HI, 96732

M-F 8.30a-4.30p

Main

Lahaina Branch

40 Kupuohi St Ste 102, Lahaina, HI, 96761

M-F 9a-5p

Wailuku Branch

69 N Market St, Wailuku, HI, 96793

M-F 8:30am - 4:30pm

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.