Tuscumbia, AL · State Credit Union · Chartered in AL
Who can join
State government employees (special charter)
Members
6,075
Net Worth Ratio
13.99%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$111.3M
Total Shares
$96.8M
Total Loans
$37.9M
Net Worth Ratio
13.99%
≥7% = Well Capitalized
Members
6,075
Delinquency Rate (60d+)
0.20%
$76K
Loan-to-share ratio: 39.2%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 14 | 14 | 0 | 100.0% | 0.0% |
| 2022 | 28 | 28 | 0 | 100.0% | 0.0% |
No CFPB complaint data available for this credit union.
VALLEY CREDIT UNION
200 E 6TH ST, TUSCUMBIA, AL, 35674
MONDAY - THURSDAY 8:45 - 4:30 FRIDAY 8:45-5:00
VALLEY CREDIT UNION
111 LAUDERDALE ST NE, RUSSELLVILLE, AL, 35653
MONDAY - THURSDAY 8:45-4:30, FRIDAY 8:45-5:00
VALLEY CREDIT UNION
2500 AVALON AVE, MUSCLE SHOALS, AL, 35661
MONDAY - THURSDAY 8:45-4:30 FRIDAY 8:45-5:00
VALLEY CREDIT UNION
323 N NASHVILLE AVE, SHEFFIELD, AL, 35660
MONDAY-THURSDAY 8:45-4:30 FRIDAY 8:45-5:00
VALLEY CREDIT UNION
180 MAIN ST, CHEROKEE, AL, 35616
8:30 A.M. - 4:30 P.M. MON - THURS8:30 A.M. - 5:00 P.M. FRI
VALLEY CREDIT UNION
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<a href="https://bankscorer.com/credit-union/valley-al" target="_blank" rel="noopener">View VALLEY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
304 S PINE ST, FLORENCE, AL, 35630
8:45 A.M. - 4:30 P.M. MON-THURS8:45 A.M. - 5:00 P.M. FRIDAY
VALLEY CREDIT UNION
1472 HIGHWAY 72, KILLEN, AL, 35645
8:45 AM - 4:30 PM MON-TH 8:45 AM - 5;00 PM FRI