VALLEY AGRICULTURAL
Santa Paula, CA · Federal Credit Union · Chartered in CA
Who can join
Multiple / other
Members
557
Net Worth Ratio
11.19%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$4.8M
Peer Group 2
Members
557
as of latest quarter
Net Worth Ratio
11.19%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$4.8M
Total Shares
$4.2M
Total Loans
$2.1M
Net Worth Ratio
11.19%
≥7% = Well Capitalized
Members
557
Delinquency Rate (60d+)
0.53%
$11K
Loan-to-share ratio: 49.3%· healthy range 60–80%
Branch Locations
NCUAVALLEY AGRIGCULTURAL FEDERAL CREDIT UNION
1141 CUMMINGS RD, SANTA PAULA, CA, 93060
MONDAY - THURSDAY 1PM TO 5PM
Alternative Branch site
27770 Entertainment Dr, Valencia, CA, 91355-1092
9 am - 3 pm M_F
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/valley-agricultural" target="_blank" rel="noopener">View VALLEY AGRICULTURAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.