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VACATIONLAND

Sandusky, OH · Federal Credit Union · Chartered in OH

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #11293Est. 1956RSSD: 624787

Members

20,598

Net Worth Ratio

12.57%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$328.1M

Peer Group 5

Members

20,598

as of latest quarter

Net Worth Ratio

12.57%

Well Capitalized

Institution Profile

NCUA

Address

2911 Hayes Ave, Sandusky, OH 44870-7206

Chartered

1956

Branch Locations

5 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$328.1M

Total Shares

$283.0M

Total Loans

$180.8M

Net Income

$466K

Net Worth Ratio

12.57%

≥7% = Well Capitalized

Members

20,598

Return on Assets

0.14%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.62%

$1.1M

Loan-to-share ratio: 63.9%· healthy range 60–80%

Branch Locations

NCUA

Hayes Ave

2911 Hayes Ave, Sandusky, OH, 44870-7206

Monday - Friday (9-5)

MainATMDrive-thru

Perkins Ave

2409 E Perkins Ave, Sandusky, OH, 44870

Monday - Thursday (9 - 5) Friday (9 - 5) Friday (Drive Through) (5 -6) Saturday (8:30 - 12)

ATMDrive-thru

Vermilion

1607 State Rd # 60, Vermilion, OH, 44089

Monday - Friday (9 - 5) Saturday (8:30 - 12)

ATMDrive-thru

Norwalk

26 Executive Dr, Norwalk, OH, 44857

Monday - Friday (9 - 5) Saturday - (8:30 - 12)

ATMDrive-thru

Huron

2402 University Dr E, Huron, OH, 44839-9173

Monday - Friday (9 - 5) Saturday (8:30 -12)

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.