Reading, PA · State Credit Union · Chartered in PA
Who can join
State government employees (special charter)
Members
64,013
Net Worth Ratio
15.60%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.51B
Total Shares
$1.26B
Total Loans
$788.1M
Net Worth Ratio
15.60%
≥7% = Well Capitalized
Members
64,013
Delinquency Rate (60d+)
0.92%
$7.2M
Loan-to-share ratio: 62.5%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 961 | 675 | 93 | 70.2% | 9.7% |
| 2022 | 1,154 | 912 | 65 | 79.0% | 5.6% |
| 2021 | 747 | 556 | 58 | 74.4% | 7.8% |
No CFPB complaint data available for this credit union.
Utilities Employees Credit Union
11 Meridian Blvd, Wyomissing, PA, 19610
M,T,Th,F 8:00 am - 5:00 pm W 8:00 am - 3:30 pm
NEPA Office Location
337 Clay Ave, Stroudsburg, PA, 18360
8AM - 5PM M, T, TR, F 8AM - 3:30PM - W 9AM - 12:00PM - Saturday
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<a href="https://bankscorer.com/credit-union/utilities-employees" target="_blank" rel="noopener">View UTILITIES EMPLOYEES on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.