🏦Bank Scorer

USSCO JOHNSTOWN

Johnstown, PA · Federal Credit Union · Chartered in PA

LICUWell Capitalized

Who can join

Multiple employer groups

Charter #12219Est. 1958RSSD: 301583

Members

14,090

Net Worth Ratio

12.36%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$172.7M

Peer Group 5

Members

14,090

as of latest quarter

Net Worth Ratio

12.36%

Well Capitalized

Institution Profile

NCUA

Address

532 Oakridge Dr, Johnstown, PA 15904

Chartered

1958

Branch Locations

4 locations

Membership Eligibility

Multiple employer groups

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$172.7M

Total Shares

$156.7M

Total Loans

$80.2M

Net Worth Ratio

12.36%

≥7% = Well Capitalized

Members

14,090

Delinquency Rate (60d+)

0.22%

$177K

Loan-to-share ratio: 51.2%· healthy range 60–80%

Branch Locations

NCUA

Richland

532 Oakridge Dr, Johnstown, PA, 15904

MON-THU 8:30AM-4:30PM FRI 8:30AM-6PM SAT 9AM-NOON

MainATMDrive-thru

Moxham

522 Central Ave, Johnstown, PA, 15902

MON-THU 8:30AM-4:30PM FRI 8:30AM-6PM SAT 9AM-NOON

ATMDrive-thru

Somerset

180 Beacon St, Somerset, PA, 15501

MON-THU 8:30AM-4:30PM FRI 8:30AM-6PM SAT 9AM-NOON

ATMDrive-thru

Ebensburg

118 Industrial Park Rd, Ebensburg, PA, 15931-4106

MON-THU 8:30AM-4:30PM FRI 8:30AM-6PM Sat 9AM-Noon

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/ussco-johnstown" target="_blank" rel="noopener">View USSCO JOHNSTOWN on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.