🏦Bank Scorer

USEM MENA

Mena, AR · Federal Credit Union · Chartered in AR

LICUWell Capitalized

Who can join

Multiple employer groups

Charter #18343Est. 1967RSSD: 587480

Members

397

Net Worth Ratio

33.75%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.7M

Peer Group 1

Members

397

as of latest quarter

Net Worth Ratio

33.75%

Well Capitalized

Institution Profile

NCUA

Address

500 Morrow St N, Mena, AR 71953

Chartered

1967

Branch Locations

1 location

Membership Eligibility

Multiple employer groups

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.7M

Total Shares

$1.1M

Total Loans

$1.3M

Net Income

$6K

Net Worth Ratio

33.75%

≥7% = Well Capitalized

Members

397

Return on Assets

0.35%

annualized · >0.5% healthy

Loan-to-share ratio: 118.2%· healthy range 60–80%

Branch Locations

NCUA

USEM Mena Federal Credit Union

500 Morrow St N, Mena, AR, 71953

Tuesday, Wednesday, Thursday 12:30 - 4:30

Main

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.