UPWARD
Burlingame, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
4,267
Net Worth Ratio
11.08%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$93.7M
Peer Group 4
Members
4,267
as of latest quarter
Net Worth Ratio
11.08%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$93.7M
Total Shares
$80.5M
Total Loans
$49.8M
Net Income
$160K
Net Worth Ratio
11.08%
≥7% = Well Capitalized
Members
4,267
Return on Assets
0.17%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.06%
$30K
Loan-to-share ratio: 61.9%· healthy range 60–80%
Branch Locations
NCUAMain Office
1860 El Camino Real Ste 100, Burlingame, CA, 94010-3106
Monday through Thursday 8:30 am to 4:00 pm, Fridays 7:30 am to 5:00 pm
San Francisco Federal Credit Union
510 Veterans Blvd Ste B, Redwood City, CA, 94063
Monday through Friday 9:00 am to 5:00 pm
Sequoia Hosipital Branch
170 Alameda de Las Pulgas, Redwood City, CA, 94062
Tuesday & Friday 10:30am - 3:30pm**Closes 11:15am - 11:45am
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/upward" target="_blank" rel="noopener">View UPWARD on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.