UPPER CUMBERLAND
Crossville, TN · Federal Credit Union · Chartered in TN
Who can join
Community / multiple bond
Members
9,373
Net Worth Ratio
9.66%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$138.1M
Peer Group 5
Members
9,373
as of latest quarter
Net Worth Ratio
9.66%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$138.1M
Total Shares
$122.8M
Total Loans
$105.7M
Net Income
$255K
Net Worth Ratio
9.66%
≥7% = Well Capitalized
Members
9,373
Return on Assets
0.18%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.05%
$50K
Loan-to-share ratio: 86.1%· healthy range 60–80%
Branch Locations
NCUA627 Livingston Road
627 Livingston Rd, Crossville, TN, 38555
Drive-Thru: Mon-Thurs 8:00-4:30 Fri 8:00-5:00 Sat 8:00-12:00
Clarkrange Branch
6829 S York Hwy, Clarkrange, TN, 38553
Drive-Thru: Mon, Tues, Thurs, 8:00-4:30 Wed 8:00-12:00 Fri 8:00-5:00
South Branch
9 Southbend Dr, Crossville, TN, 38555
Drive-Thru: Mon, Tues, Thurs. 8:00-4:30 Wed 8:00-12:00 Fri. 8:00-5:00
Putnam County Branch
1515 Interstate Dr, Cookeville, TN, 38501
Monday-Thursday 8:00 until 4:30 Friday 8:00 until 5:00 Saturday 8:00 until 12:00
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/upper-cumberland" target="_blank" rel="noopener">View UPPER CUMBERLAND on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.