🏦Bank Scorer

UNIVERSITY OF SOUTH ALABAMA

Mobile, AL · Federal Credit Union · Chartered in AL

Well Capitalized

Who can join

Occupational / select employee group

Charter #13659Est. 1960RSSD: 72584

Members

8,374

Net Worth Ratio

15.66%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$56.7M

Peer Group 4

Members

8,374

as of latest quarter

Net Worth Ratio

15.66%

Well Capitalized

Institution Profile

NCUA

Address

103 Hillcrest Rd, Mobile, AL 36608

Chartered

1960

Branch Locations

5 locations

Membership Eligibility

Occupational / select employee group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$56.7M

Total Shares

$47.3M

Total Loans

$24.4M

Net Worth Ratio

15.66%

≥7% = Well Capitalized

Members

8,374

Delinquency Rate (60d+)

0.18%

$44K

Loan-to-share ratio: 51.7%· healthy range 60–80%

Branch Locations

NCUA

Main Office

103 Hillcrest Rd, Mobile, AL, 36608

8:00 until 5:00 Monday - Friday

MainATMDrive-thru

University Hospital

2451 University Hospital Dr, Mobile, AL, 36617

Wednesday, Friday 10:00 am until 2:00 pm

USA Children's & Women's Hospital

1700 Center St, Mobile, AL, 36604

Thursdays 10:00 until 2:00 p.m.

Autonomy Live Vault

5024 Parkway Plaza Blvd, Charlotte, NC, 28217

USA Providence Hospital

6801 Airport Blvd, Mobile, AL, 36608

Monday, Tuesday 10:00 - 2:00

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.