🏦Bank Scorer

UNIVERSITY OF ILLINOIS COMMUNITY

Champaign, IL · State Credit Union · Chartered in IL

LICUWell Capitalized

Who can join

Type 99

Charter #60583Est. 1932RSSD: 419992

Members

64,655

Net Worth Ratio

9.68%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$767.1M

Peer Group 6

Members

64,655

as of latest quarter

Net Worth Ratio

9.68%

Well Capitalized

Institution Profile

NCUA

Address

2201 S First St, Champaign, IL 61820

Chartered

1932

Branch Locations

8 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$767.1M

Total Shares

$692.2M

Total Loans

$619.0M

Net Income

$2.1M

Net Worth Ratio

9.68%

≥7% = Well Capitalized

Members

64,655

Return on Assets

0.27%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.43%

$2.6M

Loan-to-share ratio: 89.4%· healthy range 60–80%

Branch Locations

NCUA

First Street Office

2201 S 1ST ST, Champaign, IL, 61820-7402

Lobby: M-F 9-5 Drive up: M-F 8:30-6, Sat 9-1

MainATMDrive-thru

Five Points

206 E University Ave, Urbana, IL, 61801-1794

Lobby M-F 9-5 Drive up: M-F 8:30-6, Sat 9-1

ATMDrive-thru

Union Branch

1401 W Green St, Urbana, IL, 61801

ITM: M-F 9-5, Sat 9-12

ATM

Hamilton Branch

1722 E Hamilton Rd, Bloomington, IL, 61704

Lobby: M-F 9-5 Drive-up: M-F 9-5, Sat 9-12

ATMDrive-thru

Kays Branch

416 Kays Dr, Normal, IL, 61761

Lobby: M-F 9-5 Drive-up: M-F 9-5

ATMDrive-thru

Gilbert Branch

210 N Gilbert St, Danville, IL, 61832

Lobby: M-F 9-5 Drive-up: M-F 9-5

ATMDrive-thru

Mahomet Branch

1610 Patton Dr, Mahomet, IL, 61853

Lobby: M-F 9-5 Drive-up: M-F 8:30-5, Sat 9-12 ITM: M-F 8:30-5, Sat 9-12

ATMDrive-thru

Illinois Educators Credit Union

1203 S Mattis Ave, Champaign, IL, 61821

Lobby: M-F 9-5 Drive Up: M-F 9-5

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.