🏦Bank Scorer

UNIVERSITY

Grand Forks, ND · Federal Credit Union · Chartered in ND

LICUWell Capitalized

Who can join

Occupational / select employee group

Charter #1904Est. 1937RSSD: 6374

Members

3,626

Net Worth Ratio

14.05%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$45.2M

Peer Group 3

Members

3,626

as of latest quarter

Net Worth Ratio

14.05%

Well Capitalized

Institution Profile

NCUA

Address

1575 17th Ave S, Grand Forks, ND 58201

Chartered

1937

Branch Locations

2 locations

Membership Eligibility

Occupational / select employee group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$45.2M

Total Shares

$38.6M

Total Loans

$25.8M

Net Worth Ratio

14.05%

≥7% = Well Capitalized

Members

3,626

Delinquency Rate (60d+)

0.53%

$137K

Loan-to-share ratio: 66.8%· healthy range 60–80%

Branch Locations

NCUA

Branch Ofc

1575 17th Ave S, Grand Forks, ND, 58201

M-F 8:30am-6:00pm

MainATMDrive-thru

Campus Office

2600 Red Jarrett Way, Grand Forks, ND, 58203

M-F 9:00AM-5:00PM

ATM

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.