UNIVERSITY
Orono, ME · State Credit Union · Chartered in ME
Who can join
State government employees (special charter)
Members
31,058
Net Worth Ratio
9.37%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$529.6M
Peer Group 6
Members
31,058
as of latest quarter
Net Worth Ratio
9.37%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$529.6M
Total Shares
$413.0M
Total Loans
$404.7M
Net Worth Ratio
9.37%
≥7% = Well Capitalized
Members
31,058
Delinquency Rate (60d+)
0.21%
$838K
Loan-to-share ratio: 98.0%· healthy range 60–80%
Branch Locations
NCUA15 Main
15 Main St, Orono, ME, 04473
Lobby: Mon-Wed 9-4; Thur-Fri 9-5 Driveup ITM: Mon-Fri 8-5
Forest Avenue
391 Forest Ave, Portland, ME, 04101-2001
Lobby: Mon-Wed 9-4; Thur-Fri 9-5 Driveup ITM: Mon-Fri 8-5
Farmington
154 High St, Farmington, ME, 04938-1930
Lobby Mon-Wed 9-4; Thur-Fri 9-5 Driveup ITM: Mon-Fri 8-5
Presque Isle
181 Main St, Presque Isle, ME, 04769
10-3 ITM: Mon-Fri 8-5
Memorial Union, U of M Campus, Orono
5748 Memorial Un, Orono, ME, 04469
Monday-Wednesday 9-4, Thursday-Friday 8-5 ITM: Mon-Fri 8-5
Gorham Campus
37 College Ave, Gorham, ME, 04038
ITM: Mon-Fri 8-5
Augusta
67 Sewall St, Augusta, ME, 04330-6332
9:00-4:00 - Monday thru Wednesday; 9:00-5:00 - Thursday and Friday
Machias
Powers Hall, Machias, ME, 04654
Monday thru Friday 8am-5pm
Bangor
977 Union St, Bangor, ME, 04401
Lobby: Mon-Wed 9-4; Thur-Fri 9-5 Driveup ITM: Mon-Fri 8-5
Saco
4 Community Dr, Saco, ME, 04072
8:00-5:00 Monday thru Friday
Mortgage Lending (HMDA)
No HMDA mortgage lending data on record for this credit union.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/university-me" target="_blank" rel="noopener">View UNIVERSITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.