UNITED SAVINGS
Fargo, ND · State Credit Union · Chartered in ND
Who can join
State government employees (special charter)
Members
7,161
Net Worth Ratio
12.54%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$125.3M
Peer Group 5
Members
7,161
as of latest quarter
Net Worth Ratio
12.54%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$125.3M
Total Shares
$108.8M
Total Loans
$88.2M
Net Income
$59K
Net Worth Ratio
12.54%
≥7% = Well Capitalized
Members
7,161
Return on Assets
0.05%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.74%
$656K
Loan-to-share ratio: 81.0%· healthy range 60–80%
Branch Locations
NCUAMAIN OFFICE
1001 1st Ave N, Fargo, ND, 58102
7:30 - 6:00 m-F 8:30 - 1:00 saturday
Dilworth Office
1407 W Highway 10, Dilworth, MN, 56529
7:30 - 6:00 drive-up Monday thru Friday 9:00 - 5:00 Lobby Monday thru Friday
Detroit Lakes
1121 Highway 10 E, Detroit Lakes, MN, 56501-4215
Monday - FridayDrive-up 7:30 - 6:00Lobby 9:00 - 5:00
NORTH BRANCH
2940 UNIVERSITY DR N, FARGO, ND, 58102
M-F 7:30-5:30
SOUTH BRANCH
4505 47TH AVE S # 4248, FARGO, ND, 58104-6078
M-F 7:30-5:30
Mortgage Lending (HMDA)
No HMDA mortgage lending data on record for this credit union.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/united-savings" target="_blank" rel="noopener">View UNITED SAVINGS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.