🏦Bank Scorer

UNITED SAVINGS

Fargo, ND · State Credit Union · Chartered in ND

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #65578Est. 1935RSSD: 705592

Members

7,161

Net Worth Ratio

12.54%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$125.3M

Peer Group 5

Members

7,161

as of latest quarter

Net Worth Ratio

12.54%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 2308, Fargo, ND 58102

Chartered

1935

Branch Locations

5 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$125.3M

Total Shares

$108.8M

Total Loans

$88.2M

Net Income

$59K

Net Worth Ratio

12.54%

≥7% = Well Capitalized

Members

7,161

Return on Assets

0.05%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.74%

$656K

Loan-to-share ratio: 81.0%· healthy range 60–80%

Branch Locations

NCUA

MAIN OFFICE

1001 1st Ave N, Fargo, ND, 58102

7:30 - 6:00 m-F 8:30 - 1:00 saturday

MainATMDrive-thru

Dilworth Office

1407 W Highway 10, Dilworth, MN, 56529

7:30 - 6:00 drive-up Monday thru Friday 9:00 - 5:00 Lobby Monday thru Friday

ATMDrive-thru

Detroit Lakes

1121 Highway 10 E, Detroit Lakes, MN, 56501-4215

Monday - FridayDrive-up 7:30 - 6:00Lobby 9:00 - 5:00

ATMDrive-thru

NORTH BRANCH

2940 UNIVERSITY DR N, FARGO, ND, 58102

M-F 7:30-5:30

ATMDrive-thru

SOUTH BRANCH

4505 47TH AVE S # 4248, FARGO, ND, 58104-6078

M-F 7:30-5:30

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.