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UNITED NEIGHBORHOOD

Augusta, GA · Federal Credit Union · Chartered in GA

LICU MDIWell Capitalized

Who can join

Single employer group

Charter #24683Est. 2002RSSD: 3176399

Members

623

Net Worth Ratio

10.08%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$3.1M

Peer Group 2

Members

623

as of latest quarter

Net Worth Ratio

10.08%

Well Capitalized

Institution Profile

NCUA

Address

1434 Poplar St, Augusta, GA 30901

Chartered

2002

Branch Locations

2 locations

Membership Eligibility

Single employer group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$3.1M

Total Shares

$2.8M

Total Loans

$1.8M

Net Worth Ratio

10.08%

≥7% = Well Capitalized

Members

623

Delinquency Rate (60d+)

3.80%

$70K

Loan-to-share ratio: 66.1%· healthy range 60–80%

Branch Locations

NCUA

Main Office

1434 Poplar St, Augusta, GA, 30901

M,T,W,Th 9am to 3pm F 9pm to 5pm W 9 -2

Main

Broadway Branch

2323 Barton Chapel Rd, Augusta, GA, 30906

Tues 10 am - 12 Noon

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.