Fresno, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
7,613
Net Worth Ratio
19.78%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$121.1M
Total Shares
$96.4M
Total Loans
$69.3M
Net Worth Ratio
19.78%
≥7% = Well Capitalized
Members
7,613
Delinquency Rate (60d+)
0.32%
$219K
Loan-to-share ratio: 71.8%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 6 | 1 | 2 | 16.7% | 33.3% |
| 2022 | 12 | 3 | 6 | 25.0% | 50.0% |
| 2021 | 24 | 15 | 5 | 62.5% | 20.8% |
No CFPB complaint data available for this credit union.
United Local Credit Union
3650 E Ashlan Ave, Fresno, CA, 93726
OFFICE HOURS Monday - Thursday: 9:00am - 5:00pm Friday: 9:00 am - 5:30pm DRIVE TROUGH HOURS Monday - Thursday: 8:30am - 5:30Friday - 8:30am - 6:00
Bullard
2033 W Bullard Ave, Fresno, CA, 93711-1200
Mon - Thurs: 9am - 5:00pmFriday: 9am - 5:30pm
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/united-local" target="_blank" rel="noopener">View UNITED LOCAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.