UNITED EQUITY
Decatur, IL · Corporate Credit Union · Chartered in IL
Who can join
State government employees (special charter)
Members
5,870
Net Worth Ratio
17.97%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$67.3M
Peer Group 4
Members
5,870
as of latest quarter
Net Worth Ratio
17.97%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$67.3M
Total Shares
$55.0M
Total Loans
$38.9M
Net Income
$299K
Net Worth Ratio
17.97%
≥7% = Well Capitalized
Members
5,870
Return on Assets
0.44%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.21%
$80K
Loan-to-share ratio: 70.8%· healthy range 60–80%
Branch Locations
NCUAUnited Equity Credit Union
1130 E Pershing Rd, Decatur, IL, 62526
Lobby Monday - Friday 8:30 - 4:30 Saturday 8:30 - 12:00Drive Thru Monday - Friday 7:30 -5:30 Saturday 7:30 - 12:30
Branch-687 Lincoln St
687 Lincoln St, Galesburg, IL, 61401
Monday-Friday 9:00am-5:00pm Sat 8:30am -12:00pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/united-equity" target="_blank" rel="noopener">View UNITED EQUITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.