UNITED ENERGY
Humble, TX · State Credit Union · Chartered in TX
Who can join
State government employees (special charter)
Members
3,368
Net Worth Ratio
16.21%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$30.3M
Peer Group 3
Members
3,368
as of latest quarter
Net Worth Ratio
16.21%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$30.3M
Total Shares
$24.9M
Total Loans
$21.6M
Net Income
$18K
Net Worth Ratio
16.21%
≥7% = Well Capitalized
Members
3,368
Return on Assets
0.06%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.40%
$86K
Loan-to-share ratio: 86.6%· healthy range 60–80%
Branch Locations
NCUAUnited Energy Credit Union
8790 FM 1960 Bypass Rd W Ste 500A, Humble, TX, 77338-3950
Lobby Re-opened 5/18/2020Hours 9 am to 5 pmDrive Thru Hours 8am to 6pm
Veritrust
2000 Afton St, Houston, TX, 77055-2206
Mon - Fri 8am-5pm
Branch Office
1111 Louisiana St Ste B-102, HOUSTON, TX, 77002-5230
Monday, Thursday & Friday 9:30 Thru 5:30
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
Embed This Profile
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/united-energy" target="_blank" rel="noopener">View UNITED ENERGY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.