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UNITED EMPLOYEES

Albert Lea, MN · State Credit Union · Chartered in MN

Well Capitalized

Who can join

State government employees (special charter)

Charter #60263Est. 1932RSSD: 450098

Members

3,973

Net Worth Ratio

13.61%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$67.3M

Peer Group 4

Members

3,973

as of latest quarter

Net Worth Ratio

13.61%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 729, Albert Lea, MN 56007

Chartered

1932

Branch Locations

1 location

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$67.3M

Total Shares

$57.7M

Total Loans

$27.6M

Net Income

$271K

Net Worth Ratio

13.61%

≥7% = Well Capitalized

Members

3,973

Return on Assets

0.40%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.39%

$108K

Loan-to-share ratio: 47.7%· healthy range 60–80%

Branch Locations

NCUA

United Employees Credit Union

430 Bridge Ave, Albert Lea, MN, 56007

M - F 8:30 am - 4:30 pm

MainDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.