UNITED COMMUNITY
Quincy, IL · State Credit Union · Chartered in IL
Who can join
State government employees (special charter)
Members
10,469
Net Worth Ratio
15.32%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$132.4M
Peer Group 5
Members
10,469
as of latest quarter
Net Worth Ratio
15.32%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$132.4M
Total Shares
$111.8M
Total Loans
$100.2M
Net Income
$319K
Net Worth Ratio
15.32%
≥7% = Well Capitalized
Members
10,469
Return on Assets
0.24%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.27%
$269K
Loan-to-share ratio: 89.6%· healthy range 60–80%
Branch Locations
NCUAUnited Community Credit Union
621 N 36th St, Quincy, IL, 62301-4605
Lobby M-F 9-5 S 9-12 Driveup M-F 7:30-5:30, S 8-12
United Community Credit Union
1001 Vermont St, Quincy, IL, 62301
Lobby M-F 9-5 S 9-12 Driveup M-F 7-5:30, S 8-12
United Community Credit Union
109 Lindsey Dr, Hannibal, MO, 63401
Lobby M-F 9-4:00 Driveup M-T 8-5, F 8-5:30, S 9-12
Mortgage Lending (HMDA)
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 102 | 70 | 16 | 68.6% | 15.7% |
| 2022 | 97 | 71 | 20 | 73.2% | 20.6% |
| 2021 | 75 | 62 | 7 | 82.7% | 9.3% |
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/united-community-il" target="_blank" rel="noopener">View UNITED COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.