Wichita Falls, TX · State Credit Union · Chartered in TX
Who can join
State government employees (special charter)
Members
35,371
Net Worth Ratio
8.25%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$599.4M
Total Shares
$549.3M
Total Loans
$437.2M
Net Worth Ratio
8.25%
≥7% = Well Capitalized
Members
35,371
Delinquency Rate (60d+)
1.32%
$5.8M
Loan-to-share ratio: 79.6%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 447 | 364 | 12 | 81.4% | 2.7% |
| 2022 | 511 | 420 | 11 | 82.2% | 2.1% |
| 2021 | 735 | 596 | 45 | 81.1% | 6.1% |
No CFPB complaint data available for this credit union.
Downtown Office
1401 Holliday St, Wichita Falls, TX, 76301-7108
Lobby hours: M-F 8:30 am - 4:30 pm Drive-thru hours: M-F 8:00 am - 6:00 pm Sat 8:00 am - 12:00 noon
Sheppard AFB
427 2nd Ave, Sheppard AFB, TX, 76311-3040
Lobby Hours: M-F 8:30 am - 4:30 am
Kemp Street
2903 Kemp Blvd, Wichita Falls, TX, 76308-1016
Lobby hours: M-F 8:30 am - 4:30 pm Drive-thru hours: M-F 8:00 am - 6:00 pm Sat 8:00 am - 12:00 noon
Burk Office
909 W Kramer Rd, Burkburnett, TX, 76354-2641
Lobby Hours: M-F 8:30 am - 4:30 pm Drive-thru Hours: M-F 8:00 am - 6:00 pm Sat 8:00 am - 12:00 noon
Lending Center
2903 Kemp Blvd Ste 200, Wichita Falls, TX, 76308
8:30-5:00 M-F
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<a href="https://bankscorer.com/credit-union/union-square" target="_blank" rel="noopener">View UNION SQUARE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.