🏦Bank Scorer

U. T.

Knoxville, TN · Federal Credit Union · Chartered in TN

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #19448Est. 1969RSSD: 878281

Members

25,612

Net Worth Ratio

9.26%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$572.1M

Peer Group 6

Members

25,612

as of latest quarter

Net Worth Ratio

9.26%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 51848, Knoxville, TN 37950

Chartered

1969

Branch Locations

10 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$572.1M

Total Shares

$494.9M

Total Loans

$453.8M

Net Income

$584K

Net Worth Ratio

9.26%

≥7% = Well Capitalized

Members

25,612

Return on Assets

0.10%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.11%

$502K

Loan-to-share ratio: 91.7%· healthy range 60–80%

Branch Locations

NCUA

UT Federal Credit Union - Corporate Office

1512 Coleman Rd, Knoxville, TN, 37909

9:00 - 5:00

Main

UT Federal Credit Union - Hospital Branch

1924 Alcoa Hwy, Knoxville, TN, 37920-1511

M - F 7:00 AM - 4:00 PM

ATM

UT Federal Credit Union - West Branch

9700 Kingston Pike, Knoxville, TN, 37922

M - TH 9:00 AM - 5:00 PM F 9:00 AM - 6:00 PM S 9:00 AM - 12:00 PM

ATMDrive-thru

UT Federal Credit Union - Emory Rd Branch

707 E Emory Rd, Knoxville, TN, 37938-4614

M - TH 9:00 AM - 5:00 PM F 9:00 AM - 6:00 PM S 9:00 AM - 12:00PM

ATMDrive-thru

UT Federal Credit Union - Martin Branch

103 Hurt St, Martin, TN, 38237-2909

M - F 9:00 AM - 5:00 PM

ATMDrive-thru

UT Federal Credit Union - Memphis Branch

910 Madison Ave, Memphis, TN, 38103

M - F 7:30 AM - 4:00 PM

UT Federal Credit Union - Student Union Branch

1502 Cumberland Ave Ste 160, Knoxville, TN, 37996-4537

Monday - Thursday 9 a.m. - 5 p.m.Friday 9 a.m. - 5:30 p.m.

ATM

UT Federal Credit Union - Springbrook Farm Branch

1858 Pauling St, Alcoa, TN, 37701-3000

Monday-Thursday 9 a.m.-5 p.m. Friday 8:30 a.m.-5:30 p.m.

ATM

UT Federal Credit Union - White Avenue

2100 White Ave, Knoxville, TN, 37916-2216

Drive Thru: M - Th 8:30 AM - 5:00 PM F 8:30 AM - 5:30 PM Office: M - Th 9:00 AM - 5:00 PM

ATMDrive-thru

UTFCU - Corporate Annex

1508 Coleman Rd, Knoxville, TN, 37909

8-5 M-F

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.