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U. S. EMPLOYEES O. C.

Oklahoma City, OK · Federal Credit Union · Chartered in OK

Well Capitalized

Who can join

Community — open geographic area

Charter #2744Est. 1938RSSD: 970774

Members

15,027

Net Worth Ratio

16.42%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$210.2M

Peer Group 5

Members

15,027

as of latest quarter

Net Worth Ratio

16.42%

Well Capitalized

Institution Profile

NCUA

Address

4301 S. Interstate 44 Service Rd, Oklahoma City, OK 73119

Chartered

1938

Branch Locations

6 locations

Membership Eligibility

Community — open geographic area

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$210.2M

Total Shares

$177.9M

Total Loans

$139.1M

Net Income

$483K

Net Worth Ratio

16.42%

≥7% = Well Capitalized

Members

15,027

Return on Assets

0.23%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.20%

$283K

Loan-to-share ratio: 78.2%· healthy range 60–80%

Branch Locations

NCUA

MAIN OFFICE

4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK, 73119

9:00-5:00

Main

BRANCH 2

4025 W RENO AVE RM 1064, OKLAHOMA CITY, OK, 73125-7700

7:00-5:00

ATM

BRANCH 3

320 SW 19th St, Moore, OK, 73160

7:30-5:00

ATMDrive-thru

BRANCH 4

2705 NW EXPRESSWAY, OKLAHOMA CITY, OK, 73112-7047

8:30-5:00

ATMDrive-thru

Thrive C/O Databank

400 S Akard St, Dallas, TX, 75202-5324

BRANCH 1

9244 E Reno Ave, Midwest City, OK, 73130

Lobby Hours Monday to Friday 9:00 am to 5:00 pm Saturday ? Closed Sunday ? Closed Drive-Thru Hours Monday to Friday 7:30 am to 6:00 pm Saturday - 8:00 am to 12:00 pm Sunday - Closed

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.