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U S EMPLOYEES

Fairmont, WV · Federal Credit Union · Chartered in WV

Well Capitalized

Who can join

Federal government employees

Charter #6672Est. 1950RSSD: 748487

Members

118

Net Worth Ratio

8.80%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$511K

Peer Group 1

Members

118

as of latest quarter

Net Worth Ratio

8.80%

Well Capitalized

Institution Profile

NCUA

Address

P O Box 885, Fairmont, WV 26555-0885

Chartered

1950

Branch Locations

2 locations

Membership Eligibility

Federal government employees

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$511K

Total Shares

$465K

Total Loans

$121K

Net Worth Ratio

8.80%

≥7% = Well Capitalized

Members

118

Delinquency Rate (60d+)

3.50%

$4K

Loan-to-share ratio: 25.9%· healthy range 60–80%

Branch Locations

NCUA

U S POST OFFICE

331 Madison St, Fairmont, WV, 26554-3124

Monday-Friday 8:00 - 1:00 and by appointment

Main

U S Post Office

331 Madison St, Fairmont, WV, 26554

Monday-Saturday 8:00-6:00

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.